When the worst happens and your home sustains damage from a storm, roof leak, fire or another unexpected event, it is an incredibly stressful time. Not only are you worried about the health and well-being of your loved ones, but dealing with needed emergency repairs can add to that stress and feeling of being overwhelmed. Added to the pile: dealing with your insurance company. A public insurance adjuster can assist Wisconsin homeowners with their insurance claims, but how do you know when to call us for help?
You might think that you can handle the insurance claims process on your own. Probably you just have to call your insurance company, submit some paperwork and other documentation and then they will send you a check for the full amount you are entitled to.
However, you should keep in mind that your insurance company is always going to be looking out for its own interests first. It doesn’t want to pay you anymore than it absolutely has to, and often the amount they think they owe you vs. what you are entitled to are two very different numbers!
So when should you call a public insurance adjuster? There are two good answers to this question.
The first answer is you should call a public insurance adjuster at Norcia Insurance Consultants at the first sign of damage. There are those who say don’t delay in hiring a public insurance adjuster because there are certain conditions of your insurance policy that must be met and strictly adhered to before and during the claims process. Your public insurance adjuster will know these conditions or policies, so having an adjuster on your side right off the bat means you start on a level playing field with your insurance company.
The second answer is you should call one of our public insurance adjusters at the first red flag that you get from your insurance company. One red flag is if they reassign your claim to another one of their adjusters. That can sometimes signal that your repair estimate is going to be revised several times before it is paid out, and those revisions could mean that some of your repair claims will be removed.
Do you want more information on how to hire a public insurance adjuster in Wisconsin? Call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.
