Category Archives: Insurance Claims

This summer’s weather has been unpredictable to say the least with high temperatures, flooding and other not-so-mild weather activity. And, this fall and winter are shaping up to be much of the same.  Weather events can wreak havoc on your home and property. When a storm hits and causes damage, it can be a stressful and upsetting time and you may not know what to do or where to begin. That’s why the experts at Norcia are here to answer all of your questions about your insurance claim and property. And, when insurance claims disputes arise in MN, we are the experts to call. When it comes to weather, insurance, and the home, there can be a lot of unanswered questions especially in the event of a denied claim. That’s where we come in. Our insurance claims experts will work for you and not the insurance company, working to get you what you are entitled to. 

In our work over the years, we have heard from many people who have questions and are in need of help with their insurance claims. We are here to provide assistance. We’ve put together answers to some of the most common insurance claims questions for your reference. And remember, if you find yourself with insurance claims disputes, don’t hesitate to call the professionals at Norcia Insurance Consultants. 

What is the first thing I should do after my home’s been damaged?

First, make sure everyone is safe. Once you’ve ensured everyone’s safety, contact your insurance agent or your insurance claims adjuster for instructions on what to do until they arrive. You can begin preparing an inventory of personal property damaged and take pictures of any damage to the property. Our insurance claims professionals from Norcia can do all of this for you as well.

If possible, find temporary shelter either with family or friends. Or, rent temporary shelter. If your home is uninhabitable because of physical damage, most homeowners’ policies will pay additional living expenses while your property is being repaired.

My home was damaged in a flood, is that covered?

Unfortunately, chances are, your policy does not cover flood damage. Most policies cover damage from falling water or rain blown by the wind, but not from rising water or flooding. In many cases, homeowners must have a separate or additional flood policy that covers rising water or flooding.

Why is the settlement lower than expected? 

Ask for clarification. If it cites an exclusion or other specific language in your policy, ask it to point out the section. Or, call the professionals at Norcia and we can help settle any insurance claims disputes.

Do you need help with insurance claims disputes in MN? For more information on insurance claims help, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

The weather is warming and summer is just weeks away. And with warming temperatures also come damaging storms. While most homeowners have insurance that will cover any severe weather damages, insurance claims disputes can still arise. Insurance companies can and do occasionally deny legitimate claims. That’s where we come in. The experts at Norcia Insurance Consultants can help you resolve such insurance claims disputes and work to get you what you deserve. We have years of experience helping Wisconsin homeowners with insurance claims disputes and can help you when you need it most.

First of all, when a storm damages your home, don’t contact your insurance company to file insurance claims directly. Give us a call from the very beginning. With assistance from the experts at Norcia, we can take care of this for you. We can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts to help you understand them. This can help keep insurance claims disputes from ever even coming up.

We will be able to walk you through every step in the insurance claim process. Even if you are unsure whether the damage warrants an insurance claim, we can get you the help you need to get you started. Even if a claim is fairly minor, like a cracked or broken window that won’t exceed your annual deductible, you should still report that damage.

If you’ve already filed your claim and received a response you do not agree with from your insurance company, we can help you review your original claim to search for ways to improve it before opening a dispute. The claim you originally filed, if filed without our help, could contain mistakes or lack information that may have changed the insurance company’s answer.

Many insurance companies, rather than standing by their policyholders, try to dispute claims or vastly underestimate property losses. As a claimant, you should dispute an insurance claim if you believe you deserve a different response from the claims adjuster. The timing of when to launch your dispute can be imperative to the future of your claim. At Norcia Insurance Consultants, our insurance claims disputes experts can help with the paperwork, timing and everything in between.

Need help with any insurance claims disputes involving your Wisconsin home or business? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or you can contact us to set up your Free Consultation.

The insurance claims process can be difficult for claimants especially when you don’t have insurance claims consultants on your side. It becomes even more difficult in the event of an insurance claims dispute. That’s why, if you find yourself filing an insurance claim this fall or winter, be sure to have the professionals working by your side and on your behalf. Here at Norcia Insurance Consultants, we are the experts in insurance claims disputes for Minnesota and can help with any problems that come from filing an insurance claim. How do you know it’s time to dispute an insurance claim? The experts at Norcia are here to help. 

Many insurance companies, rather than standing by their policyholders, try to dispute claims or vastly underestimate property losses. As a claimant, you should dispute an insurance claim if you believe you deserve a different response from the claims adjuster. The timing of when to launch your dispute can be imperative to the future of your claim. At Norcia Insurance Consultants, our insurance claims experts can help with the paperwork, timing and everything in between.

Once you receive a response you do not agree with from an insurance company, we will help you review your original claim to search for ways to improve it before opening a dispute. The claim you originally filed, if filed without our help, could contain mistakes or lack information that may have changed the insurance company’s answer.

That’s why you should enlist our help from the very beginning. From evaluating and recording damage, filing your claim and talking to your insurance company on your behalf to filling out and sending paperwork, our public adjusters will do everything we can to help. We will make sure all forms and documentation are filled out properly, and we will make sure to do our best to get you the full insurance payout you deserve.

We know it can be intimidating to go up against a large insurance company during insurance claims disputes. These corporations are usually worth a lot of money, and they want to do everything they can to hold onto as much of that money as possible. So, allow us to help you every step of the way. When you call Norcia Insurance Consultants, we can be your valuable resource in resolving any insurance disputes amicably. We work for you, not the insurance companies, and always have your best interest at heart.

Need help with any insurance claims disputes involving your Minnesota home or business? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or you can contact us to set up your Free Consultation.

There are severe thunderstorms in the forecast. While this is a pretty typical summer occurrence, you never know when one of these storms will turn ugly. Down-pouring rains, high winds and tornado watches aren’t totally out of the ordinary in our neck of the woods and they can leave behind them some devastating storm damage. Fortunately, many have homeowners insurance that cover these types of damages. Not so fortunately, insurance companies occasionally deny these claims. That’s where the experts at Norcia Insurance Consultants come in; we are experts at resolving insurance disputes. Experiencing insurance disputes after filing a claim? We have got you covered! We can help solve your insurance disputes in Green Bay and the surrounding areas while working to help get you what you’re owed. 

How do you go about filing an insurance claim after a storm and what do you do if caught in insurance disputes? It’s simple; call the experts at Norcia. We are here to give you a quick rundown of what you should do after a damaging storm. Here’s what to do:

1. Make sure everyone is safe and your home is safe to be in. Do not go outside if it is still storming out or if it’s possible tree limbs could still break and fall, even if you suspect your home or property has been damaged. Wait until the weather clears up and it is safe to venture outdoors.

2. As soon as it’s safe to do so, go outside and slowly walk around the perimeter of your home. Take note of any damage you see, even if it’s only a small amount.

3. Pick up the phone and call the experts at Norcia Insurance Consultants. We will be able to walk you through every step in the process. Even if you are unsure whether the damage warrants an insurance claim, we can get you the help you need to get you started. Even if a claim is fairly minor, like a cracked or broken window that won’t exceed your annual deductible, you should still report that damage.

4. Don’t even contact your insurance company to file insurance claims directly. With assistance from the experts at Norcia, we can take care of this for you. We can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts to help you understand them.

For help with insurance disputes in the Green Bay area, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.